DownloadThe mReferral Mortgage Calculator App is a comprehensive platform designed to simplify property and mortgage management. It empowers users with a suite of calculators, application tools, and valuation services, all conveniently accessible within the app.
Key Features:
- Mortgage Calculator: Calculate monthly repayments, interest expenses, and stamp duty values for both first and second mortgages. Simply input the mortgage amount, repayment period, and interest rate.
- Refinance Calculator: Determine the cash-out amount and changes in monthly repayments by comparing existing and new mortgage plan details. It also includes an early settlement calculation function.
- Affordability Calculator: Calculate the affordable property price, income requirements, and stress test requirements based on the desired mortgage amount and Loan-to-Value (LTV) ratio.
- Mortgage Application: Apply for a mortgage directly from partnering banks through the app's seamless API integration. Enjoy a fast and convenient application process.
- Property Valuation: Obtain the latest property valuation from Bank of China (Hong Kong) by simply inputting the address.
- P-Loan Application: Compare various P-loan plans with competitive interest rates and apply instantly. Loan sizes can reach up to $3 million with flexible repayment periods ranging from 3 months to 10 years. The Annual Percentage Rate (APR) ranges from -99% to 8%.
Important Note: mReferral acts as a referral service and does not provide any mortgage or P-loan products directly. The app showcases mortgage and P-loan information on behalf of its partner banks and financial institutions. All offers, privileges, and handling fees are subject to the terms and conditions set by the respective banks or financial institutions. Some institutions may charge handling fees and may modify product terms and conditions without prior notice. Examples of P-loan applications and their associated terms and conditions are available within the app's T&C section.
